Statement away from financial obligation having home financing app

To determine simply how much you borrowed from, examine ‘Mijn schulden’ inside Mijn DUO. You will find announcements concerning your personal debt below ‘Mijn berichten’. These may getting released away. If you like an announcement of personal debt to have a mortgage app or taxation return, occasionally all the info for the Mijn DUO will do.

On Netherlands, your student obligations otherwise lifelong training borrowing try taken into account when calculating how much cash you could potentially obtain to possess home financing. Very lenders therefore need proof that it – especially, the level of the totally new debt. DUO has decided which have lenders as you are able to bring one proof by the entry the fresh new notification approved at the start of your own cost phase, stating just how much you should pay each month. You can find this notice inside Mijn DUO, below ‘Mijn berichten’.

And that notice you need to submit depends upon if for example the fees phase first started. If that was prior to 2017, then you received this new notice in January of the season in and therefore your cost stage started. Whether or not it try throughout the otherwise once 2017, your gotten they two months before the start of the fees phase. That’s always from inside the Oct or November. Will you be paying down a lifelong studying credit? Your obtained the notification from inside the January, pursuing the end of your own lifelong reading borrowing from the bank.

When you’re incapable of discover alerts in Mijn DUO, you could potentially consult a copy using all of our online contact page. You are going to discover which from the blog post within 2 weeks.

Extra money

Have you made volunteer additional money? Often, mortgage company take this into account whenever calculating how much cash your is borrow. Particularly, whilst has quicker your own left month-to-month instalments or as you possess eliminated your debt totally. Because research, you can make use of the fresh verification you obtained even as we canned their voluntary percentage. And/or alerts saying the shorter monthly instalment. For people who paid off because of the most readily useful, you really need to discover which in this step 3 business days. If you don’t, it takes around two weeks.

If you’d like an even more intricate report out of loans, we are able to age-mail they for you for the consult. But this will be just you can easily when you yourself have joined a legitimate e-send target inside the Mijn DUO. To safeguard your confidentiality, we simply cannot e-send announcements, messages or other data. Plus, your own request need to are from this new elizabeth-post target registered into the Mijn DUO.

To help you consult the full report away from debt, fool around with our on the internet contact page. Depending on your role, you will receive the pursuing the suggestions:

  • your completely new obligations equilibrium at the start of the payment stage.
  • your existing loans balance, and additionally focus accrued.
  • your current rate of interest and its own age authenticity.
  • brand new levels of any extra repayments generated as well as their value schedules.
  • your own dated and you may the fresh new month-to-month instalments, and their undertaking dates.
  • the remaining name of your financial obligation.
  • verification away from complete installment.

Annual declaration to possess Dutch income tax bodies

Oftentimes, you certainly do not need so you can claim their an excellent scholar financial obligation when submitting a tax return about Netherlands. For this reason, we really do not deliver an annual report since practical. When you do need to know your existing loans harmony, you can find they inside Mijn DUO below ‘Mijn schulden’. And you will lower than ‘Schuldhistorie’ there is certainly the newest wide variety your owed with the 30 December out of earlier years.

Do you really live in the latest Dutch Caribbean? And just have you paid off the pupil debt? Then you will discovered a yearly statement.

  • the amount a good is over € step 3,two hundred while you are solitary or more than € six,eight hundred when you yourself have a partner, and
  • your assets when you look at the Field 3 (offers and investments) exceed the fresh new difference threshold. Inside 2021 which is € fifty,100 to possess unmarried people or € a hundred,100000 having partners, for the https://loanonweb.com/payday-loans-ca/ site day are .

You don’t need to condition your own student fund because the earnings when you file an income tax go back. We can, not, deliver a public transport declaration if you would like it getting your declaration.

While incapable of log into Mijn DUO, use our on the web contact form rather to inquire of for your annual report.